What Is No Credit Needed Financing?

  • 1. CHECKING ACCOUNT

    Have you had a checking account at least 90 days?
  • 2. MONTHLY INCOME

    Do you deposit $1,000 or more into your account each month?
  • 3. INCOME HISTORY

    Do you have a three-month history with your current employer or source of income?
  • 4. CHECKING ACTIVITY

    Is your checking account free from NSFs, excessive overdrafts, and negative balances?
  • Payoff within 90 days, and we will close your account as paid in full.
  • Payoff after 90 days and save 25% or more on all outstanding payments.
  • Payoff over 12 months and we’ll set up a flexible payment schedule tailored to coincide with your payroll dates.